1. Terms

By accessing OpenPension.org’s website (hereinafter “website”), you are agreeing to be bound by these Terms and Conditions of Use.  You further agree that you are responsible for compliance with any and all applicable laws and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this website. The materials contained in this website are protected by applicable copyright and trade mark law.  OpenPensions.org means OpenPensions.org and any third party associated with OpenPensions.org.

2. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on thewebsite for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: modify or copy the materials; use the materials for any commercial purpose, or for any public display (commercial or non-commercial); attempt to decompile or reverse engineer any software contained on the website; remove any copyright or other proprietary notations from the materials; or transfer the materials to another person or “mirror” the materials on any other server.

3. Disclaimer

The materials on the website are provided “as is”. OpenPensions.org makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties, including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights. Further, OpenPensions.org does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on the  website or otherwise relating to such materials or on any sites linked to this site.  You acknowledge that such information and materials may contain inaccuracies or errors and OpenPensions.org expressly excludes liability for any such inaccuracies or errors to the fullest extent permitted by law.

4. Limitations

In no event shall OpenPensions.org or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption,) arising out of the use or inability to use the materials on the website, even if OpenPensions.org, or a OpenPensions.org authorized representative, has been notified orally or in writing of the possibility of such damage. Because some jurisdictions do not allow limitations on implied warranties, or limitations of liability for consequential or incidental damages, these limitations may not apply to you.  Your use of any information or materials on this website is entirely at your own risk, for which OpenPensions.org is not liable.  It shall be your own responsibility to ensure that any products, services, or information available through this website meet your specific requirements.

5. Revisions and Errata

The materials appearing on the website could include technical, typographical, or photographic errors. OpenPensions.org does not warrant that the materials on its website are accurate, complete, or current. OpenPensions.org may make changes to the materials contained on its web site at any time without notice. OpenPensions.org does not, however, make any commitment to update the materials.

6. Links

(a) Outbound Links.  OpenPensions.org has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by OpenPensions.org of the site. If you decide to access the linked sites, you do so at your own risk.

(b) Inbound Links.  Linking to any page of the website other than http://OpenPensions.org through a plain text link is strictly prohibited.  Any website or other device that links to OpenPensions.org is prohibited from (a) replicating content, (b) using a browser or border environment around the content, (c) implying in any fashion that OpenPensions.org is endorsing it or its products, (d) presenting false information about OpenPensions.org, and (e) misrepresenting facts, including your relationship with OpenPensions.org.

7. Site Terms of Use Modifications

OpenPensions.org may revise these terms of use for its website at any time without notice. By using the website you are agreeing to be bound by the then current version of these Terms and Conditions of Use.

8. Jurisdiction

To the fullest extent permitted by law, you hereby expressly agree that any proceeding arising out of or relating to your use of the website shall be instituted in a State or Federal Court sitting in the County of Cook, State of Illinois and you expressly waive any objection that you may have now or hereafter to the laying of the venue or to the jurisdiction of such proceeding.

9. Termination

You agree that OpenPensions.org, in its sole discretion, may terminate or suspend your use of the website at any time and for any or no reason, in its sole discretion.  Upon such suspension or termination, you must immediately (a) discontinue use of the website, and (b) destroy any copies you have made of any portion of its content.  Accessing the website after such termination or suspension shall constitute an act of trespass.  Further, you agree that OpenPensions.org shall not be liable to you or any third party for any termination or suspension of your access to the website.

10. General

If any provision of these Terms and Conditions of Use is found to be invalid by any court having competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of these Terms and Conditions of Use, which shall remain in full force and effect. No waiver of any of these Terms and Conditions of Use shall be deemed a further or continuing waiver of such term or condition or any other term and condition.

11. Written Document

You may preserve these Terms and Conditions of Use in written form by printing them for your records, and you waive any other requirement that these Terms and Conditions of Use be evidenced by written document.

12. Complete Agreement

Except as expressly provided in a separate written agreement between you and OpenPensions.org, these Terms and Conditions of Use constitute the entire agreement between you and OpenPensions.org with respect to the use of the website